Mortgage Banking Expertise for the Right Community Bank

VC Mortgage Banking Equity Group (“VCMB”) is a Denver, Colorado-based residential mortgage banking management team with 25 years of experience backed by a multi-million dollar private equity investor group.  VCMB is focused on identifying and partnering with a single, well managed community bank to either build a world-class de novo residential mortgage banking platform, or to take an existing platform to the next level.  By partnering with VCMB, the bank will be able to achieve a return on capital in excess of 20%, conservatively diversify its balance sheet with high quality assets that enjoy favorable risk-based capital treatment, and more quickly and conservatively achieve its CRA (Community Reinvestment Act) objectives.  In addition, VCMB will significantly augment existing deposit gathering strategies while strengthening bank customer retention and portfolio defense efforts.  With a database of over 20,000 satisfied customers, VCMB can help the right bank quickly enter or expand its residential mortgage and depository business.

VCMB is prepared to invest equity capital into the right community bank to solidify the relationship, if necessary.